[PDF] Top 20 Consolidation in the banking sector: evidence of efficiency gains from mergers and acquisitions

... 1 The banking sector over the years: overbanking and consolidation process The financial system is a complex organization that aims at simplifying the transfer ... Visualizza il documento completo

... reduce the discretionary power of managers over firm's property rights, managers may have fewer motivations to operate efficiently being free to satisfy their own interest (Girardone et ...maximizing ... Visualizza il documento completo

... track of the movements of all these operations, the in-house bank provides an account statement to each related unit on which recording the cash flows’ ...Instead of holding ... Visualizza il documento completo

... become the standard Latin usage. From the beginning, the great church was described as a “basilica”, in Constantine’s letter to Macarius, by Eusebius, and by the Bordeaux ...hall ... Visualizza il documento completo

... Although the key geometril features and their effects on turbine efficiency have been experimentally studied, this knowledge does not readily help to design high efficiency turbines, partly ... Visualizza il documento completo

... In the last two decades many studies have been carried out to improve the understanding of the fire contribution to global gaseous ...airborne and spaceborne observations) have been ... Visualizza il documento completo

... Non sarei riuscito a raggiungere questo importante traguardo, se nel cammino non fossi stato accompagnato da persone care e maestri esperti che hanno saputo guidarmi e supportarmi, accendendo in me la voglia di mettermi ... Visualizza il documento completo

... patterns, the latter simply being the ones available by that time in the Akkadian ...on the theory whereby iparras form penetrated into the basic stem at a later time: a case in point ... Visualizza il documento completo

... attention of the research was the population of the unemployed workers who registered in the Employment Bureau during 1999, and decided to participate or not participate ... Visualizza il documento completo

... disputes and it was signed as part of a government formation process on 24 May ...1977. The Pact, known as Egmont Pact, would have instituted autonomous governments for all the three ... Visualizza il documento completo

... amount of organic carbon (almost 20 g/kg). derived from partially decomposed (humified) organic matter that give to the soil a darker color than the lower ...is the zone where ... Visualizza il documento completo

... Traditionally the evolution of the efficiency as a function of the blade velocity has been calculated using a very simple model (see [1] and [2]) which assumes that ... Visualizza il documento completo

... and the addition of some appendices and handles. The great innovation involved the bronze industry, forging new types of weapons and artefacts for personal use ... Visualizza il documento completo

... In the present study in which we compared the expression of CX43 in IVP buffalo embryos with different developmental speed, the strongest expression of CX43 was found in the TM ... Visualizza il documento completo

... inflation. The accelerated expansion gives an isotropization of the universe and can dilutes monopoles on astronomical ...inflation” and was replaced by the “new inflation” ... Visualizza il documento completo

... performing the same ...MoCap and 2D/2.5D action representations, and it could be argued without fear that the two recognition problems are drastically different, as they address different ... Visualizza il documento completo

... friction of bare surfaces is due to an excess energy needed to create penetrative brittle damage (“off-fault” damage) in the sliding sur- face where force concentrates ( ...6 and 7 ) friction depends ... Visualizza il documento completo

... isoprene, monoterpenes and sesquiterpenes terpene volatiles released from vegetative tissues of different plant species exposed to abiotic stress could serve as mediators of thermotolera[r] ... Visualizza il documento completo

... Quantum fluctuations of the inflaton are free and massless scalar fields in a de Sitter universe: they obey a Gaussian statistics and thus.. solve also the second problem..[r] ... Visualizza il documento completo

... groups of fishes ...encompass the use of nuclear loci in deep- scale phylogenetic studies (Rüber & Agorreta, 2011; Tornabene et ...for the mitochondrial oxidative phosphorylation process ... Visualizza il documento completo